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Rob Hart knows how quickly debt can get out of control. In 2005, the oilfield was booming and he was making good money. He had a house, a quad, a holiday RV and a truck.

Then came the bust.

“I had all the boy toys, as you would call them,” Hart said. “And I lost absolutely everything.”

Hart said the bank took it all. He had to move back in with his parents, in his mid-thirties and juggling over $180,000 in debt. Lifestyle changes weren’t enough to get on top of it and creditors were garnishing his wages, keeping him from making progress…Read More!!!

With files from Alison MacKinnon.

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